The Stellar blockchain is a decentralized network designed to make financial transactions faster, cheaper, and more accessible around the world. Unlike many blockchain platforms that focus primarily on smart contracts or decentralized applications, Stellar was created with a strong focus on connecting people, businesses, and financial institutions through an efficient global payment system.

Cryptocurrencies are known for their price volatility. Assets such as Bitcoin and Ethereum can experience significant price swings within a single day, creating both opportunities and risks for investors and users. While volatility is a defining characteristic of many cryptocurrencies, it can make them difficult to use for everyday payments, savings, or business transactions. This challenge led to the creation of st…