Cryptocurrency can seem full of unfamiliar terminology, and two of the most commonly confused terms are coins and tokens. While many people use them interchangeably, they describe two different types of digital assets with distinct purposes and technical foundations.

XRP is one of the oldest and most well-known cryptocurrencies in the blockchain industry. Created to enable fast, low-cost international payments, it powers the XRP Ledger, an open-source blockchain designed for transferring value efficiently.

Blockchain technology is constantly evolving. New features, security improvements, and changes to the way a network operates are introduced over time. Because blockchains are decentralized, these updates are not controlled by a single company or authority. Instead, they are proposed, discussed, and adopted by the community.